Archive for November, 2009

Are there any banks or agencies still doing student loan consolidation?

I’m a recent college graduate, and it seems that all of the banks which used to offer consolidation services are no longer. Do you know of any banks or loan agencies that are still consolidating?

Think Carefully Before Consolidating Student Loans

There are many benefits to be had when you consolidate student loans. In the majority of cases, taking the time to do so means that you will end up paying less per month than you would without the consolidation. This is because of the fact that you are paying interest on the basis of one source of lending rather than several different sources. As you can obtain a single interest rate for all of the funding that you have, you often decrease the rates you are paying for many of your loans. In addition to this, taking the time to consolidate student loans means that you will only have to worry about one payment rather than several. Since not remembering to pay a bill is the single most reason behind late payments, you can prevent this from impacting your credit history.

What are some good Student Loan Consolidation Companies?

These crooks known as Sallie Mae have screwed me. Two years ago I started receiving my student loans, and the interest rate at the time was only 2%. I even have a sheet of paper stating that.
My total in loans was $42,000.
I get my statement in the mail last week and suddenly I owe them [...]

How To Stop Foreclosure – 3 Legitimate Solutions

A great resource: Stop Foreclosure In Houston
To Stop Foreclosure in nearly any city in the United States of America, there are basically only a few legitimate options. Some of these you’ll know, and some will be brand new to you.
Here are a few directions you can take:

Sell your house prior to the foreclosure auction. The [...]

what is the catch with loan consolidation?

Why would a student loan company advertise loan consolidation? Is there a cost to consolidting student loans, or any other loans? What is the lowest rate you can expect if you consolidate now? When is a good time to consolidate?

Which company has the best student loan consolidation rates?

I have a subsidized student loan in the amount of $11,460.55, does anyone know the names of specific companies that have the best consolidation rates at this time? What are those rates?
Well maybe I should ask, “which company offeres the best incentives and rate deductions”?

Be aware of how your existing saving and investing affects your financial future and estate

The best personal finance savings program help you to understand how your present rate of savings influences your family’s financial security and estate.
Beyond your efforts to increase your earned income, your personal savings rate mostly affects your lifelong financial planning success or failure by methodically increasing your net worth.
You and your family consistently should spend [...]

Estate Plan Trusts – Benefits of an Irrevocable Life Insurance Trust

Estate Planning : Family Estate Trust
After an exhausting day at work all you desire is a moment of silence, instead, all you do is just retreat in your own home and start thinking about your family, your children’s hopes and needs, when, you might think of establishing an irrevocable life insurance trust.
Since your life [...]

What are some reliable payday loan sites?

Has anyone ever gotten a payday loan? I am in an emergency and can definitely pay this back by next pay day, however, I don’t know which payday loan company to trust. Any suggestions?

How do I go about removing a co signer from a loan? Consolidation?

I just have no contact with this person anymore. Guess it was a stupid choice for the cosigner to do it in the first place. I am caught up with my loan payments, but I just don’t want them on it just in case worse comes to worse.
So consolidation? Take out a loan to [...]

How do payday loan places prey on the poor?

How do payday loan places prey on the poor? How do they keep people trapped in an endless cycle? What makes people use pay day loan places to begin with?

Where can i find good faxless loan payday?

Every payday loan company reject me.I just need to loan 700 to pay for my bills ,could you recommend me some I want easy approved loan with no fax.

Are there any payday loans or emergency loan companies that will help people in the Military Reserves?

We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we [...]

How long the process does takes to get payday loan?

I am in urgent need of money. I am decided to take payday loan. What are the main requirements for payday loan? How long the process does takes to get payday loan?

Who thinks payday loan companies should be banned in every state?

I fell into the payday loan trap, which I struggled my way out of. Now when I see someone going into one of those places, I just want to run grab them and pull them in the opposite direction! I hate predatory lenders.

Is a unpaid payday loan in Texas considered a criminal case or a civil case?

If you took out a payday loan, Is it a civil case or a criminal case in the state of Texas? Can you do jail time?

CURIOUS: What are your chances of getting approved for Federal student loan consolidation?

Also, Do debt consolidation companies include federal educational loans into the consolidation?
If you have a federal student loan, and the loan company offered a 1800 # for a consolidation company to take the loan and pay it?

What are the ways to repay the payday loan?

I am planning to take payday loan But I don’t know about repay the payday loan..
So plzzzz help me how could I repay the payday loan?
Thanks.

Payday Loan?

We are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only bad if you dont pay it back the next paycheck and my husband gets a bonus next week so we will be paying it [...]

Has anyone done the Instant Money Advance loan from H&R Block?

I just saw they are offering this service at the tax offices. Has anyone done it? What are the fees and conditions? This is different than the Refund Anticipation loan, with the Instant Money Advance loan you don’t even need your W-2.
The website says the max amount can be $2,500.


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